Spread margarine on the bread, then top with the minced chocolate and banana slices.
Toast in the oven, then cut into 3 pieces when it's done.
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Story Behind this Recipe
I had lots of chocolate left over from Valentine's Day, so I topped it on my breakfast toast.
If mincing the chocolate is too much trouble, it's fine to just break it up and place it on the bread. The banana will melt better if it's sliced. It's definitely tastier if you spread margarine on the bread. Perhaps this is because the salt in the margarine brings out the sweetness of the chocolate and banana?